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What is a confession of judgment?

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What is a Confession of Judgement? A confession of judgement, or COJ, is a pre-signed judgment that is designed to ensure that a debt can be resolved without the expense of a court case. COJs are typically separate documents, however sometimes they can be clauses in a larger contract.  Confessions of Judgement and Merchant Cash Advances In the merchant cash advance world, financing providers often require borrowers to sign a confession of judgement.  Court Representation If the borrower defaults on the merchant cash advance without making alternative payment arrangements, the...

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